FREE · Free
Free
Track everything, decide later
Freeforever
Draft — pending counsel review
This pricing page is not yet exposed at the public marketing URL. Internal preview only. See PRICING_MATRIX_AUDIT_V1.md for sign-off status.
OperaFO · plans & pricing
Quantitative intelligence, priced for serious investors.
Every tier builds on the last. Free tracks the full portfolio; Starter adds the analytical layer; Professional adds AI Analyst, optimizer, and multi-family view; Agentic deploys autonomous workflows. UAE-native, AED-first, GCC-aware.
Start free
T2 · Starter
Starter
Full analytics for the GCC investor + AI summary cards on every key surface
$29USD · / month
≈ AED 107 / mo
T3 · Professional
Professional
On-demand AI explanations, RAG over your documents, news relevance, multi-family
$149USD · / month
≈ AED 547 / mo
T4 · Agentic
Agentic
22 always-on agents · proposal queue · multi-turn discussion · calibration scoring · sealed audit exports
$799USD · / month
≈ AED 2,935 / mo
Feature matrix
Bold check — available today. Italic Q[N] — on the roadmap. Empty — not in this tier.
| Feature | FREE · Free | T2 · Starter | T3 · Professional | T4 · Agentic |
|---|---|---|---|---|
| Portfolio analytics | ||||
| Dashboard & holdings tracker | ● | ● | ● | ● |
| Stock portfolio analysis | ● | ● | ● | ● |
| Portfolio history | ● | ● | ● | ● |
| Smart rebalancing engine | ● | ● | ● | ● |
| Portfolio predictor (Monte Carlo) | ● | ● | ● | ● |
| Regime detection & health score | — | ● | ● | ● |
| Concentration risk monitoring | — | ● | ● | ● |
| Standalone optimizer (6 models) | — | — | ● | ● |
| Risk management | ||||
| Stress test | ● | ● | ● | ● |
| Macro scenarios | ● | ● | ● | ● |
| Derivatives analyser | ● | ● | ● | ● |
| Succession planner | ● | ● | ● | ● |
| Islamic finance | ||||
| Sharia screen | ● | ● | ● | ● |
| Sharia purification metric | — | ● | ● | ● |
| Faraid digital estate planner | ● | ● | ● | ● |
| Faraid Monte Carlo projection | — | ● | ● | ● |
| Zakat calculator & savings plan | ● | ● | ● | ● |
| Gold & alternatives | ||||
| Gold intelligence tracker | ● | ● | ● | ● |
| Gold insurance gap analysis | — | ● | ● | ● |
| Gold price sensitivity table | — | ● | ● | ● |
| Private equity / alternatives | ● | ● | ● | ● |
| Crypto, ETF & forex | ● | ● | ● | ● |
| Wealth planning | ||||
| Net Worth & FX dashboard | ● | ● | ● | ● |
| Net Worth FX sensitivity | — | ● | ● | ● |
| Cash flow & liquidity | ● | ● | ● | ● |
| Benchmarking | ● | ● | ● | ● |
| Tax & Zakat | ● | ● | ● | ● |
| Goals, Waqf & giving | ● | ● | ● | ● |
| Alerts | ● | ● | ● | ● |
| UAE & GCC intelligence | ||||
| UAE Real Estate Intelligence Hub | — | ● | ● | ● |
| GCC Cross-Border Wealth Map | — | ● | ● | ● |
| Unified Global Portfolio view | — | — | ● | ● |
| AI Analyst | ||||
| Daily Brief + portfolio / risk / Sharia / cash-flow narratives | — | ● | ● | ● |
| 17 additional on-demand summary surfaces | — | — | ● | ● |
| PortfolioConcierge chat (5 messages/day, grounded + cited) | — | — | ● | ● |
| Document RAG over your uploaded PDFs (pgvector + Voyage 3) | — | — | ● | ● |
| Per-holding Sharia + portfolio commentary | — | — | ● | ● |
| News-relevance scoring on every position | — | — | ● | ● |
| Plain-language AI on all modules | — | — | ● | ● |
| Platform & API | ||||
| News intelligence | ● | ● | ● | ● |
| OperaFO Academy | ● | ● | ● | ● |
| Multi-family portfolio view (3 max) | — | — | ● | ● |
| Read-only REST API | — | — | ● | ● |
| Priority email support | — | — | ● | ● |
| Agentic platform | ||||
| 22 always-on agents (drift, concentration, Sharia, sanctions, ...) | — | — | — | ● |
| SuitabilityChecker — IPS-backed trust gate on every proposal | — | — | — | ● |
| Daily morning brief — 2 paragraphs synthesized from agent runs | — | — | — | ● |
| Proposal queue with approve / dismiss / discuss | — | — | — | ● |
| Multi-turn discussion threads (10-turn cap, 24h TTL) | — | — | — | ● |
| Per-agent calibration scoring (hit rate + Brier) | — | — | — | ● |
| Sealed quarterly audit export bundles (SHA256-signed) | — | — | — | ● |
| Custom tool & workflow integration | — | — | — | Q4 2026 |
| Full white-label & custom deployment | — | — | — | Q4 2026 |
| Enterprise API with priority SLAs | — | — | — | Q4 2026 |
Disclosure
OperaFO is a technology services company providing quantitative analysis of data you supply. It is not a regulated financial services firm and does not manage assets, execute trades, or provide personalised investment advice. All investment decisions remain with you and your licensed advisors. Shariah computations are analytical outputs, not fatwas — your Shariah scholar is the final authority.
Prices in USD (AED at peg ≈ 3.673) · VAT computed at checkout via Stripe Tax · Annual plans save ~17%